/* onlinemortgageinfo.com guide pages */
:root{
  --red:#b3262b; --red-dark:#8f1d21; --gold:#ffc93c; --gold-dark:#f0b400;
  --ink:#1f2933; --muted:#5f6b77; --line:#e6e9ee; --soft:#f6f7f9;
  --head:'Oswald',system-ui,sans-serif; --body:'Open Sans',system-ui,sans-serif;
}
*{box-sizing:border-box}
body{margin:0;font-family:var(--body);color:var(--ink);background:#fff;line-height:1.55;font-size:17px}
img{max-width:100%;height:auto}
a{color:var(--red)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}

/* LO-only blocks appear once the LO lookup succeeds (matches the old pages) */
html:not(.has-lo) .lo-only{display:none!important}
.by-row{display:flex}

/* header */
.top{border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:76px;padding-top:10px;padding-bottom:10px}
.top-logo{max-height:58px;max-width:220px;width:auto}
.top-call{text-align:right;line-height:1.2}
.top-call small{display:block;font-weight:700;font-size:13px;color:var(--muted)}
.top-call a{font-family:var(--head);font-size:24px;color:var(--ink);text-decoration:none;letter-spacing:.01em}

/* hero */
.hero{padding:48px 0 24px}
.eyebrow{font-family:var(--head);font-size:clamp(28px,4.4vw,52px);line-height:1.08;text-align:center;margin:0 0 30px;font-weight:500}
.eyebrow b{color:var(--red);font-weight:700}
.grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:44px;align-items:start}
.cover{text-align:center}
.cover img{max-width:320px;width:100%;filter:drop-shadow(0 14px 22px rgba(0,0,0,.18))}
.photo img{width:100%;border-radius:14px;box-shadow:0 10px 30px rgba(0,0,0,.12)}
h1.title{font-family:var(--head);font-weight:600;font-size:clamp(26px,3.2vw,36px);line-height:1.15;color:var(--red);margin:0 0 14px}
.sub{font-weight:700;font-size:19px;margin:0 0 12px}
.intro{color:var(--muted);margin:0 0 18px}
h2.learn{font-size:18px;margin:22px 0 10px}
.checks{list-style:none;padding:0;margin:0 0 8px}
.checks li{position:relative;padding-left:32px;margin:0 0 12px;font-weight:600}
.checks li:before{content:"";position:absolute;left:0;top:4px;width:20px;height:16px;background:no-repeat center/contain url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 16'%3E%3Cpath d='M1.5 8.5l5.5 5.5L18.5 2' fill='none' stroke='%23b3262b' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E")}
.closing{font-size:19px;text-align:center;margin:8px 0 0}

/* opt-in */
.optin-row{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:44px;align-items:center;padding:28px 0 8px}
.pitch{font-size:19px;text-align:center;margin:0}
.optin{background:var(--red);border-radius:14px;padding:20px;box-shadow:0 12px 30px rgba(143,29,33,.25)}
.optin .lead-in{color:#fff;font-weight:700;text-align:center;margin:0 0 12px}
.optin input[type=email],.optin input[type=text],.optin input[type=tel]{width:100%;height:50px;border:0;border-radius:10px;padding:0 14px;font:inherit;font-size:16px;margin:0 0 10px;background:#fff;color:var(--ink)}
.btn{display:inline-flex;align-items:center;justify-content:center;width:100%;min-height:54px;border:0;border-radius:10px;background:var(--gold);color:#5a1210;font:inherit;font-weight:800;font-size:18px;cursor:pointer;text-decoration:none;padding:10px 18px;text-align:center}
.btn:hover{background:var(--gold-dark)}
.btn.inline{width:auto;padding:12px 30px}
.privacy{color:#fff;opacity:.9;text-align:center;font-size:13px;margin:10px 0 0}
.note{text-align:center;color:var(--muted);font-size:14px;margin:18px 0 0}
.cta{text-align:center;margin:22px 0 6px}
.cta + .secure{text-align:center;color:var(--muted);font-size:14px;margin:6px 0 0}

/* banner photo pages */
.banner{background:#1d2b36 center/cover no-repeat;color:#fff;text-align:center;padding:70px 0}
.banner h1{font-family:var(--head);font-weight:600;font-size:clamp(30px,4.6vw,54px);line-height:1.1;margin:0 0 10px}
.banner .kicker{font-family:var(--head);font-size:clamp(18px,2.2vw,24px);margin:0 auto 14px;opacity:.95}
.banner p{max-width:720px;margin:0 auto 22px;font-size:18px}
.banner .btn{max-width:420px}
.banner .secure{color:#fff;opacity:.85;font-size:14px;margin:12px auto 0}
.section{padding:44px 0}
.section h2{font-family:var(--head);font-weight:600;font-size:28px;margin:0 0 12px}

/* dialog opt-in */
dialog.optin-dialog{border:0;padding:0;border-radius:16px;width:min(440px,calc(100vw - 32px));background:transparent}
dialog.optin-dialog::backdrop{background:rgba(15,23,32,.6)}
dialog.optin-dialog .optin{position:relative;padding-top:44px}
dialog.optin-dialog .x{position:absolute;top:6px;right:8px;width:40px;height:40px;border:0;background:transparent;color:#fff;font-size:28px;cursor:pointer;line-height:1}

/* brought to you by */
.by{border-top:1px solid var(--line);margin-top:44px;padding:36px 0 10px;text-align:center}
.by h3{font-family:var(--head);font-weight:500;font-size:28px;margin:0 0 20px}
.by-row{align-items:center;justify-content:center;gap:34px;flex-wrap:wrap}
.by-logo{max-height:110px;max-width:220px;width:auto}
.by-info{text-align:right;line-height:1.4}
.by-name{font-family:var(--head);font-size:28px;font-weight:500;margin:0}
.by-title{font-weight:700;font-size:14px;margin:2px 0}
.by-lic{font-style:italic;font-size:13px;color:var(--muted);max-width:360px;margin:2px 0 4px auto}
.by-info a{color:var(--ink);text-decoration:none;font-size:14px;display:block}
.by-photo{width:110px;height:110px;border-radius:50%;object-fit:cover;object-position:top;box-shadow:0 6px 18px rgba(0,0,0,.15)}

/* footer */
.foot{border-top:1px solid var(--line);margin-top:36px;padding:22px 0 34px;text-align:center;color:#8a949e;font-size:13px;line-height:1.6}
.foot a{color:#8a949e}

/* simple message pages */
.msg{max-width:680px;margin:70px auto;text-align:center;padding:0 20px}
.msg h1{font-family:var(--head);font-weight:600;font-size:clamp(30px,4vw,44px);margin:0 0 10px;color:var(--red)}
.msg h2{font-weight:700;font-size:21px;margin:0 0 16px}
.msg p{color:var(--muted)}

@media (max-width:780px){
  body{font-size:16px}
  .grid,.optin-row{grid-template-columns:1fr;gap:26px}
  .cover img{max-width:240px}
  .by-info{text-align:center}
  .by-lic{margin:2px auto 4px}
  .top-call a{font-size:20px}
  .hero{padding-top:30px}
}

/* Keap spam-trap fields */
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0}